help/advice, used L3010 or new L2800

[rogueRiver]

Thank you all. I am about to make the plunge on the 3010. This is a heavy thing for me to be doing(losing sleep). I don't know how much of my apprehension is based on forking over the $$ or if it's because I am not making the right financial decision. Seems less stressful to finance at 0%, pay the monthly payments and have the $$ working for me while I pay it off. Not sure if the math is correct but the L2800 @ 16,500.00 if I finance it @ 0% for 36 months. keep the funds in the bank pay the 489.00? monthly cost, gain $1,170.00 in interest by keeping the funds in the bank @ 4.5%. the L2800 would cost 16,500-1,170=$15,330.00 + be new with warranty. But I also would like the better tractor.

Kbota - I tried everything to see if the dealer would budge. Asked if they would give a better price, "no". (I know I can get one for $300.00 cheaper about 60+ miles away), asked for free first service, "no", asked if they would pick it up for free for the first service, "no". Was told it was the best they could do. I do appreciate that the price is the price thou. I hate when I buy a large ticket item to find out my friend/neighbor got a much better price because they were a better negotiators. I did not ask about a 90 day drive train warranty. If I don't go ahead with the 3010 today I see if they will offer it. Thank you for the suggestion. This forum is the greatest thing. I have been reading many many threads and I am so impressed by the wonderful community here.

Thank you all again for your time and help. Like I said before I'll let you all know how it works out and hopefully be able to give back to this community soon.

But in case I don't do it today please keep the thoughts/suggestions coming.

 

[kbota]

Is the L3010 4 wheel drive? I re-read your post, and did not see for sure. I see where it has an FEL, which "probably" means it's 4x4, but not certain.

If it's not 4 wheel drive, or as the "precisely perfect" group would say "front wheel assist", then I would walk away for sure.

 

[The Gardener]

A new L3240 HST 4x4 with FEL will cost $20k +/-

I am wondering how/why a new B26 would cost [I believe] more than a new L3240 HST 4x4 with FEL w/ with a woods backhoe?

Thanks,
The Gardener

 

[The Gardener]

... new with warranty. But I also would like the better tractor.

I sure like the added peace of mind of a warranty and the knowledge that you are the first person to use the tractor. However, I do understand your desire to buy the better tractor.

I would suggest that you keep looking and not act on this offer. There will me other offers that will be equally appealing. Heck, this offer might still be around down the road. If so, you'll be in a better position to negotiate if that's the case.

It just seems that your hesitation to pull the trigger may be a sign that you should do some more exploring. Then again, others have certainly given this tractor high marks which is also re-assuring. It's a tough call.

Best,
The Gardener