liens

[atsah]

Just got a call from Deere financial today. I bought a 3520 from a guy 4 years ago. Apparently he did not pay off loan when he told me it was free and clear. They want to know when I want to make arrangements to surrender tractor. Am I up a creek without a paddle?

That's a nightmare, It's hard to believe someone would do that to anyone. Good luck to you, go after the idiot you bought it from, you may not get very far though, he is probably broke.

 

[newbury]

That's a nightmare, It's hard to believe someone would do that to anyone. Good luck to you, go after the idiot you bought it from, you may not get very far though, he is probably broke.

Well I've read this entire thread.

I find it hard to believe in this day and age that you find it

hard to believe someone would do that to anyone

.

There are many examples of people doing similar things. It has become almost customary to try and take advantage of others.

The rule I grew up with, "do unto others as you would have them do unto you", has become "do onto others then split".

I have bought a bunch off from craigs list and am always very wary of people selling stuff they do not own. Generally if it sounds to good to be true it is.

And as far as going after someone after he's been proven to be dishonest - lawyer fees are pretty high.

 

[atsah]

Well I've read this entire thread.

I find it hard to believe in this day and age that you find it .

There are many examples of people doing similar things. It has become almost customary to try and take advantage of others.

The rule I grew up with, "do unto others as you would have them do unto you", has become "do onto others then split".

I have bought a bunch off from craigs list and am always very wary of people selling stuff they do not own. Generally if it sounds to good to be true it is.

And as far as going after someone after he's been proven to be dishonest - lawyer fees are pretty high.

The amount of things sold buy people everyday without issues tells me the dishonest are few imo and I really don't care what you find hard to believe in my post. I have no idea why you would waste your time even quoting me to begin with but whatever.

 

[TomSeller]

I historically (because I am cheap and can fix most things) buy used. But this thread has me rethinking any major purchase. The two biggest ticket items that I bought off of CL are $20K and $12K. No issues with either one but I think I will now keep the CL purchases down to under a couple thou so I don't have to worry about a knock on the door.

 

[two_bit_score]

I historically (because I am cheap and can fix most things) buy used. But this thread has me rethinking any major purchase. The two biggest ticket items that I bought off of CL are $20K and $12K. No issues with either one but I think I will now keep the CL purchases down to under a couple thou so I don't have to worry about a knock on the door.

Just do a little more checking up on the higher ticket items.

I was interested in a watch that I saw advertised and asked the seller to meet me at a local watch repair shop so it could be checked out. He quickly agreed and we agreed on a time early the next morning. Of course he never showed. I feel like I was lucky that I insisted to verify the authenticity.


TBS

 

[two_bit_score]

I historically (because I am cheap and can fix most things) buy used. But this thread has me rethinking any major purchase. The two biggest ticket items that I bought off of CL are $20K and $12K. No issues with either one but I think I will now keep the CL purchases down to under a couple thou so I don't have to worry about a knock on the door.

Just do a little more checking up on the higher ticket items.

I was interested in a watch that I saw advertised and asked the seller to meet me at a local watch repair shop so it could be checked out. He quickly agreed and we agreed on a time early the next morning. Of course he never showed. I feel like I was lucky that I insisted to verify the authenticity.


TBS

 

[TomSeller]

Are double posts back?
Are double posts back?

 

[kenmac]

the very reason I buy stuff like this from a dealer rather than an individual .
I bought a 4 wheeler yrs ago from an individual. It turned out to be stolen. I lost my money back then. It won't happen again though

 

[rScotty]

Whoa.... Where is that coming from?

Thanks, Tom. I wondered the same thing. Two-bit's comments are so difficult to connect with my own posting that I figure he quoted the wrong message and is actually replying to someone else. Maybe he will explain and apologize.
rScotty

 

[two_bit_score]

I'm sorry this happened to you. Like you, I didn't even know until reading your post that this type of scam existed. Shame on the loan companies and shame on JD for using such a loophole. Thanks for your posting. Perhaps the lawyer will offer remedies, I hope so.

But regardless of whether he does or not, I urge you to fight for your rights - all of our rights. It sounds like there are laws here that need to be changed, and it also sounds like the finance companies are taking advantage of those laws at the expense of the general public.

In my opinion, the people making the loan should be the ones responsible for protecting their own collateral. It shouldn't be up to some unsuspecting buyer to protect the finance company against some loan that they shouldn't have made and that a subsequent buyer has search out or lose out years later.

This is an example of a type of misplaced responsibility that could end up damaging our the whole concept of private ownership.
Hopefully this will get straightened out.
rScotty

Good idea; I'd be searching for the seller for sure.
And I'd do a second and a third check of all the paperwork that I got along with the transaction just to make sure that a bill of sale was included. Even though it might not be signed by everyone and even if it was it isn't proof positive, it would still serve if the seller couldn't be found.

Here's a thought: while the buyer still has possession and use of the tractor..... and before any formal court order has been issued that requires it's repossession.... would it hurt to simply put the tractor somewhere else for safekeeping?
That's one way to keep everyone concerned with the buyer's rights as well as their own interests.
rScotty

rScotty blames the finance company for the problems of the OP and then suggests that he further compound his problems by hiding the machine away until the heat clears.

The OP is acting in a responsible manner as far as we know from the posts but rScotty is suggesting that he become a thief and attempt to hide the goods. For what reason? They know ho has the machine and he wouldn't gain anything at this point doing that. rScoty, seeks to project his dishonesty onto the OP.




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