im also a new shopper in this size hp and $20,000, and have quotes on 3 small garden tractors between 25hp and 27hp, first was a simplicity legacy xl, diesel 4wd, next was a JD 1025r, last was a kubota
b2650. all of these tractors with loaders and mower decks are well under $20,000.
My problem is comparing the specs, and there is no end to moving up. the legacy has a 500lb loader capacity(roll pin 59"high) & 350# 3 pt, the jd has 836lb loader capacity(roll pin 71.2 high) & 681lb 3 pt, the kubota has a 1146lb loader capacity, & 1676lb 3 pt capacity. the tractor physical sizes move up accordingly; simplicity weighs 1130lbs, 58.5" wheel base; JD 1025r weighs 1441 lbs, and a 57.1 wheel base, the kubota weighs 1786 lbs(roll pin 84.6 high), and a 65.6 wheel base. the tire sizes also increase in size.
Dealer service i read is important, from where i live there are 2 dealers of each brand that have good reputations close by(<12 miles). i have owned my JD 420 garden tractor for 28 years, but only have a mower and front snow blade; no 3 point or fel. i have been very happy with it. John Deere is a good company(engineering, parts, service) in my opinion. I have heard the Kubota is also good, but have no first hand experience. simplicity also has a good following, but have a limited offering in equipment the legacy is the largest they offer.
All 3 offer discounts, some more than others; simplicity discount and rebate is about $20,500 list; offered at
$18000 or -11% off(maybe more but being the smallest i didn't push as hard)
The JD list for $19745,
$17300 or -12.5% off.
The kubota list $23900. offered at
$18000or -24.7%.
FROM THE LIST PRICE THE DEALERS ALL ADDED EITHER FREIGHT OR SETUP, BUT THE DISCOUNT PRICE IS NET, NO ADDITIONAL CHARGES). my problem is between the deere and kubota choice; kubota spec's out much better capacity but Deere has the personal name experience. I did re spec a 2 series deere, price went to $22,000 and specs were slightly less than the kubota b2950.
PS, I'm on the fence and sold the faithful JD420 yesterday. ANY ADVISE HERE IN WHICH WAY TO GO?