Rules for roadway use

[ultrarunner]

Do most here carry insurance to be covered when on public roads?

Not being a farmer and more of a collector it was not as simple as just adding it to Farm policy...

But, I do use the antique cars and tractors for parades... which are always on public streets... mostly closed for the parade but a child could dart out and a mechanical problem where the property or public could be injured...

 

[Jstpssng]

^^^
As I've mentioned in the past my tractor is on the same commercial policy as my pickup, so I have 500K liability. To be truly legal on the road though I would have to put a tractor plate on it.
There was a case a few years ago in a parade where the exact thing you mention happened; the brakes failed on an antique fire engine, resulting in a collision with a JD tractor and the death of the tractor operator. Report: Antique firetruck had insufficient brake fluid, leading to fatal July Fourth parade collision — Bangor — Bangor Daily News — BDN Maine

Call me paranoid but I also carry the highest coverage that Progressive will give me on my ATV and snowsled; I'm always in the road running back and forth between my house and the field where my garden and animals are.

 

[ultrarunner]

Yep... it might be one in a million but just my luck it could happen...

Even the cars I don't drive and are registered Non-Op are still insured through the antique policy for peace of mind.

 

[Jstpssng]

My brother's college roommate had a motorcycle without insurance... how much damage can you do with a bike, right? He T-boned a Corvette, and had to drop out of school to pay for the damages.

 

[fruitcakesa]

My brother's college roommate had a motorcycle without insurance... how much damage can you do with a bike, right? He T-boned a Corvette, and had to drop out of school to pay for the damages.

At least he survived to pay

 

[Dr_Zinj]

If it has lights (headlights, tail, brake, and turn lights) plus horn and SMV sign, it痴 legal on the road.
Every state I have lived in did have a law requiring any vehicle holding up 5 or more cars to pull over and let them pass when possible.

I don't know of any state that allows them on a limited access, or multi-lane highway. Two lane roads moving between fields or farms, not a problem, as long as the fore-mentioned lights and signage are there.

I do know of a mentally handicapped neighbor who has a 25/30 hp NH that he uses to drive around town that some friends helped set him up with license plate and all. Just has to get it inspected yearly like a regular car.

 

[aczlan]

I don't know of any state that allows them on a limited access, or multi-lane highway. Two lane roads moving between fields or farms, not a problem, as long as the fore-mentioned lights and signage are there.

I do know of a mentally handicapped neighbor who has a 25/30 hp NH that he uses to drive around town that some friends helped set him up with license plate and all. Just has to get it inspected yearly like a regular car.

There are some places (such as out West) where they put a highway through a farm or ranch on what was the only road through from point A to point B, there they will still run equipment down the road, but otherwise, you are correct.

Aaron Z

 

[AndyMA]

There are some places (such as out West) where they put a highway through a farm or ranch on what was the only road through from point A to point B, there they will still run equipment down the road, but otherwise, you are correct.

Aaron Z

In Conn where I live on other than limited access highways you can drive a tractor between your farms, to a fuel station & maintenance facility. In Massyou can't even cross the street with out plates, insurance & a license.

Andy