My brother has a 2920. The FIL will only take a few minutes to attach once you do it a couple of times. He paid $17,200 before tax for the 2920, FIL, R4s, 60" deck, and 54" Landpride tiller, that was 9 months ago. I have no doubt you can come in well under budget on the 2620. The 3 range HST is the major difference in the 2 machines. I can tell you, if you ever do get a hoe, you will be relegated to Low range with the Deere. It is basically a 1 range machine if you live in the hills like I do. That Medium range is the difference maker. Plus, it's cheaper.