I know I wouldn’t use it a hell of a lot. What keeps me on the fence is I like to kinda be ready for whatever. I don’t need a backhoe today but who knows what tomorrow might bring…..I've got the turbo version. No problems so far. I'm mostly in trees, so cab is not worth it. I figured I could rent a mini ex for much less than the cost of the backhoe. Unless it is for light commercial work, it may not be for you either. It may be worth trying to estimate how many hours worth of backhoe work you have planned.
Do you know if there’s any difference in the 494 and yours other than the turbo? It’s a 2k difference between the two tractors I think.